Divorce is not an option. I recently heard the movie star, Will Smith, make that statement when asked about the longevity of his marriage (10 years). I think that was a good message. For those of you in the next generation, this should be your mantra. God has chosen you to be together to love and serve each other. Do that.
When it comes to money - don't buy it if you don't have the money. There was a time when I would have said that idea doesn't apply to mortgages, but these days I'm not so sure. So my advice is to take a real good look at the market. Don't spend more than $50 without consulting your spouse. Take turns balancing the checkbook and paying the bills. You BOTH need to know where you stand financially EVERYDAY. Find a financial planner you trust and stay with him/her for the long term - get at least quarterly, if not monthly reports on your investments.
Before you buy anything, ask yourselves the question, "Do we NEED this, or do we WANT this?
If it's not a need don't buy it and certainly don't charge it. Enough about finances.
Intimacy. If your relationship is not intimate, make it so. Get counseling if you need it, but don't hesitate or put off what is wrong. If either of you think there is a problem, then THERE IS A PROBLEM! Communicate, even if it's uncomfortable. I guarantee you it's not more uncomfortable than divorce.
Pray. Read the Bible and join a church. Make private time for yourselves to converse with God. It will strengthen your relationship and provide a wonderful foundation for your children.
Remember - your relationship is not about control. It's about serving each other in every respect. Ask yourselves on a daily basis, "Am I making _____'s life easier or more difficult?" There's only one answer to that question that will lead to a long life together.
Early in my adult life I went to my parents several times to ask their advice. They would never give it to me saying I was an adult and they would support whatever I decided. While that sounded nice, it was not what I needed and in the long run not beneficial to me. So for those of you of the Next Generation, I want you to know I'm here for you and will not hesitate to tell you about the mistakes of my life and how you can avoid them. Use me if you need me.